Health Insurance? Surely, you Jest!

The issue has never been one of insurance, but of health care. Young people don't worry much about it, elders do. Confusion may stem from the notion of "Life Insurance" which is recognized (when purchased at a young age) as an investment because everyone knows you can't insure against death; accidents, yes (hence "term" insurance), but death, no. So the misnomer has gotten us into trouble because it is a deception, just as the "Patriot Act" has nothing to do with patriotism, rather it is used instead of "tyranny" or "authoritarian", two more accurate, but less endearing terms.